Home Trust Preferred Visa Reviews

1 foreign currency transactions are converted at the exchange rate set by visa international without additional surcharge. So we picked up a hometrust preferred visa credit card for a year long travel through europe and surrounding areas and i thought i would share our experience a few months in. Sit on the phone for 40 minutes and then get no answer to the question or problem.

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Some people will say that this card is not as good compared to other credit cards without foreign transaction fees but if you want something with no annual fee and no foreign transaction fees then this is a perfectly fine card to get.

Home trust preferred visa reviews. Starting credit limit was 4000 cad. With no annual price tag no foreign transaction fees and some extra perks home trust goes above and beyond most of its peers. The home trust preferred visa scored high on the fee category as well as acceptance and approval. Overall my review of the home trust preferred visa card is positive.

3 the visa collision loss damage insurance program. The reviews of personal finance bloggers in canada about home trust are enough for me to decide to give it a go. And i don t have much choice because home trust is the only card that fits my criteria. It lost some ground on the rewards perks and insurance category because it has relatively small offerings but is still a great overall card.

Take 2 months to send a credit card and you don t know if you approved for the whole 2 months. No foreign transaction fees. Home trust s preferred visa credit card is a focused effective tool for earning cash back and avoiding expensive fees and charges. Second credit card for free.

The combination of a no foreign transaction fee 2 5 savings 1 cashback roadside assistance and auto collision loss damage insurance make this card worth paying attention to. No tap to pay. Visa int home trust company licensed user of mark. Home trust preferred visa.

Review by ratehub ca march 8 2019 43 comments while the home trust preferred visa doesn t come with a lot of the bells and whistles you would expect from one of canada s best travel credit cards like a big sign up bonus or lounge access it does have one distinct advantage above most other cards. 0 foreign transaction fee. 2 cash advances balance transfers interest fees and foreign transactions including online purchases in foreign currencies are not eligible for cashback rewards. Home trust preferred visa customer service score.

Home trust preferred visa totally the worst company i have ever dealt with for a credit card. Apply for the home trust preferred visa here. The pros of the home trust preferred visa so what is there to love about this card. Although it s not one of the best travel credit cards in canada my home trust preferred visa review is positive.

What others are saying about home trust preferred visa card. Unlike some credit cards that fill you with benefits but overcharge you with the interest rates the home trust preferred visa offers you a very regular and standard interest rate of 19 99 on purchases and cash advances.